Uninsured and underinsured auto insurance policies and coverage protect us from drivers who have no car or automobile insurance and who do not have enough insurance.  �Uninsured Motorist Coverage� is typically labeled �UM� and �Underinsured Motorist Coverage� is typically labeled �UIM�.  

After an accident with a driver who has no car insurance (in Wisconsin $25,000 is the minimum) or too little car insurance (like $25,000) you have the right to make a claim against your insurance company for the related medical bills, lost wages, pain and suffering, and any disability and disfigurement.  We do not recommend that you go about "settling" such a claim on your own.  Once you get this far, the fact is you and your insurer are adverse, or opposing parties.  Whether it claims that you are "in good hands" or it is "like a good neighbor", the fact is with a UM or UIM claim your insurer wants to pay you as little as possible and will not protect your legal rights.

A trial lawyer can help you make the most of your claim and protect your lawful rights.  When you have such an injury attorney, your insurer knows it will be challenged via lawsuit or mandatory arbitration, which is often required in such policies.  We can make certain the evidence supports your medical bills, lost wages, pain and suffering, and any disability and disfigurement, and that you are fully and fairly compensated.

If you,  a family member or friend have an underinsured or uninsured motorist claim, please do not hesitate to contact our firm for a free consultation.

NOTE: After an accident has taken place it is too late to buy insurance for that accident, but to learn more about buying liability, uninsured, underinsured, and umbrella coverage see Car & Umbrella Insurance FAQs page.

If you wish to know whether the firm can help with a Wisconsin personal injury or wrongful death case, please call (262) 785-0802 or send email to attorney@frankpasternak.com.  Wisconsin lawyers may only practice law in Wisconsin.  Wisconsin attorneys may however work at no added fee or expense with personal injury lawyers and wrongful death attorneys outside Wisconsin and Wisconsin lawyers may be admitted to practice on a temporary basis outside Wisconsin.   Thus, the firm may help with Wisconsin Personal Injury cases and potentially with cases outside Wisconsin.  All inquiries are free and without obligation.